Global Medical Insurance

Flexible, long-term, annually renewable, worldwide medical insurance program designed for U.S citizens living abroad or non-U.S. nationals worldwide.

Who the plan is designed for:

  • Coverage for individuals or families living or working abroad
  • Contract employees living and working abroad
  • Seniors with dual residencies six months or longer outside the U.S.





Key Features & Benefits


To Obtain a Quote and Purchase online

Overall Maximum Limit $5,000,000 or $8,000,000 USD
Eligible Countries of Citizenship Any country
Covered Areas 1. Worldwide; 2. Worldwide excluding the US, Canada, China, Hong Kong, Japan, Macau, Singapore, and Taiwan
Duration Options Annual
Emergency Medical Reasonable and customary costs
Outpatient Services Silver plan: 25 visits with coverage limits for specific expenses. Other plans: reasonable and customary costs
Local Ambulance $1,500; or reasonable and customary costs (depending on plan)
Hospital Accommodation Reasonable and customary costs (semi-private or private room, depending on plan)
Emergency Evacuation Silver plan: $50,000. Other plans: up to overall maximum limit
Prescription Drugs Reasonable and customary costs
Check-Ups Silver plan: not covered. Other plans: $250 to $500 per year, after a waiting period of 6-12 months (depending on plan)
Maternity Silver and Gold plans: optional rider available for $50,000 of coverage, after a waiting period of 12 months. Platinum plan: $50,000 of coverage without additional rider
Dental Silver plan: $1,000 for dental accident. Gold: reasonable and customary costs for dental accident, $100 for dental pain. Platinum plan: reasonable and customary costs for dental accident, coverage for non-emergency dental and dental pain, up to specific limits
Mental/Nervous Conditions Silver and Gold plans: covered up to specific limits after 12 months. Platinum plan: covered the same as any illness after 12 months
Organ Transplants $250,000 to $2,000,000 (depending on plan)
Vision Silver and Gold plans: not covered. Platinum plan: $100 for exams and $150 for materials per 24 months
Optional Riders Global Term Life, Accidental Death and Dismemberment, Global Daily Indemnity, Maternity, Terrorism (Platinum plan only), Sports