Personal Accident Product Summary

There are many situations where AD&D is an excellent alternative or supplement to life insurance.

Through CSU you can obtain AD&D coverage customized to meet your specific need: 

• Sums insured up to $10 Million. (Higher Justifiable Limit's also available)

• AD&D (Accidental Death and Dismemberment) or AD only

• Individual or group policies

• Optional Lump Sum for accidental Permanent Total Disability

• War/terrorism coverage – stand-alone or add-on

• Available in Canadian or US currency

• Coverage anywhere in the world.

• AD&D coverage is normally underwritten and implemented very easily and quickly. Often coverage can be bound within 24 Hours, based only on a completed short form application.

Coverage also available for these professions

• Security workers

• Mine clearance workers

• Journalists

• NGO / Aid workers

• Transportation workers

• Contractors/ Engineers

• Other hazardous activities or occupations

• Professional Sports Teams and Associations

Covers the following situations

• Accidental death and personal accident

• Medical evacuation and repatriation

• Political evacuation

Accidental Death and Personal Accident

This section provides lump sum benefits for accidental death and loss of limb(s) or eye(s) resulting in permanent total disablement.

Medical Evacuation and Repatriation

Covers medical expenses incurred away from your usual country of residence and medical evacuation services to return members home in the event of more serious injuries and illnesses.